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It’s an undeniable fact that keeping your personal information 100 percent private is impossible. When you use your card at a restaurant, copies of your card can easily be made. When you go to your doctor, photocopies of your driver’s license are insurance policy is made. You can’t eliminate identity theft altogether but it is definitely possible for you to make it harder for thieves to steal your identity. Among the things you can do include:

1. Do you really need to fill that out? Don’t automatically answer every blank portion of every application form. Ask questions about any suspicious information-gathering activity of creditors, merchants, educational institutions or employers. Ask if sensitive portions can be left blank.

2. Who needs to know your number? Stop telling people your credit card number. If someone calls you asking for it, be sure that you are talking to a legitimate agency first before revealing any financial data. Remember that unless you made that call, it difficult to determine is the person you’re talking to is for real.

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Stealing someone’s vital personal information and impersonating them with the motive of personal gain (in most pecuniary gains) is the idea behind Identity theft.

Reliance on Internet in our daily lives

With the unprecedented dependence on Internet today for our everyday activities encompassing e-commerce, sports, social networking, we are witnessing an equal surge in the volume of high-tech fraud in our cyber space including Identity Theft.

Statistics

Identity crimes or impersonation committed online has become a common phenomenon. U.S Federal Trade Commission (FTC) indicates that an estimated 10 million Americans are affected every year. Reports also suggest that Web site based crime-ware and malware programs used for stealing personal information and enterprise data have jumped to nearly 827 percent from January 2008. This, needless to say, warns us to be more vigilant. Read the rest of this entry »

Identity theft has become one of the biggest crimes today. Identity theft is not only an online crime but it also occurs in normal everyday life.

Protect your SS Number

The main reason why this problem is so rampant is too many people do not protect their information. Take for instance a grocery store or gas station asks you for your social security number for your check. Well what would you do?  They do not need this information to accept your check.

Dumpster divers

Identity thieves are also great dumpster divers. They can find just about anything they want like credit card numbers, bank account numbers and other personal information. It is necessary that before you throw anything away you should use a black marker to black out any personal information then shred the paper.

Warning Signs

So even after all these you still suspect you have been a victim. Well here are some warning signs to look for and report immediately. Read the rest of this entry »

During today’s economic crisis, anyone can be a victim of identity theft. And as technology advances, thieves also become more sophisticated in using modern techniques when they steal your identity. It is critical to become even more vigilant about the personal data you give out on a daily basis. In addition, getting a protection service such as the Lifelock Identity Theft Protection is highly recommended.

Lifelock is committed in protecting your good name. How? As soon as you enroll to the Lifelock Identity Theft Protection, you are covered immediately by the company’s $1 million service guarantee. Within 24 hours, Lifelock will contact the country’s major credit bureaus to request for fraud alerts. If any alert occurs, creditors and lending institutions will be required to confirm your identity before increasing your credit limit or issuing new credit cards. At the same time, Lifelock will email you that it has ordered your credit reports on your behalf. These reports will be mailed directly to you. Read the rest of this entry »