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Identify theft often occurs with the usage of victim’s bank accounts, credit cards, or in cases personal information is used to open new loans and credit cards under the victim’s name. Those who are protective to identity theft safeguard their bank account information, credit card details, and moreover their social security number, but are you aware the prospective of unprotected insurance card number can invite identity theft with deadly consequences.

Medical ID thieves use your identity to take advantage of your insurance.

Medical identity theft takes place when a fraud utilizes your personal identity to take advantage of your insurance benefits, together with this to gain free medical services, or worst to create fake claims for financial assistance using your identity.

Drug addicts use your ID to obtain drugs
A few cases, unknown workers or people without medical necessities carry out medical identity theft. Furthermore, those who are addicted massively to drugs and are unable to gain access to further prescriptions under their name will use your personal identity to get the wanted drugs. While other frauds are just concerned to gain benefits creating fake claims. Read the rest of this entry »

IDENTITYTHEFTPROTECTION.ORG VIDEO

It should be realized that currently identity theft is the prevailing crime in the world. This should be realized by each and every adult. Identity theft has become an outbreak leaving everyone vulnerable. All walks of life are hereby at risk of such an encounter. Identity theft is a crime that comes in many different forms. This can affect those with either good or bad credit. The fraud is aimed at capturing ones private information and using it for fraudulent purposes for a financial gain.

One popular type of identity theft is done through what is called “shoulder surfing”. In this type of crime the criminal draws close to you using a camera from either a phone or any other digital device and captures any vital information that they need about you. This is commonly applicable during transactions in the public where one is doing some transactions like when you are using the ATM or your phone or may be when you are in store using hand held debit devices. It is hereby advisable to watch out whoever is around you when you are using your sensitive information.

Skimming is another type of fraud which results from you being required to give out your card to any employee. The employee in this case will use your card as per your authorization but then goes ahead to use it for his own advantage as well. The employee disappears with the card and puts it through an extra process using a device that is able to copy the encrypted information on its black magnetic stripe. This action leads to replication of the information which will then direct the charges to your card. Never trust any one with your card to avoid this fraud. Read the rest of this entry »

Your Social Security Number is the primary target of criminals who are experienced in using different identities. And since a lot of news have already reiterated the growing number of identity theft victims, you should do your part to ensure that you and your family are safe from these identity thieves.

The identity thieves:

…..can pose as someone who badly needs personal information from you such as a potential part-time employer or landlord. Remember to be critical when talking with persons who like to get your personal information.

…..can ask “insiders” to get personal information access. Reports say that some identity thieves acquire their “identities” by buying them from insiders like people who work in institutions who keep records of  personal information.

…..can be the person who stole your wallet or your bag containing important documents.

…..can be your Internet chat mate who asks you of your exact address and maybe, your Social Security Number.

…..can be a person who sorted out your trash and found bills under your name.

…..can be anyone you know or didn’t know. Read the rest of this entry »