ProtectMyID

Backed by Experian - Another Reliable Identity Theft Protection Service

What it is and What Services They Offer

This is an identity protection service that is offered by Experian. The service that ProtectMyID offers to their customers is to help them from becoming a victim of identity theft by scanning the internet on a continual basis looking for your personal information being used improperly. If the scan finds any personal information being used improperly causing you to have your identity stolen or any of your accounts compromised they will help you correct the situation.

One indication that you have your identity stolen is that the identity thief will fill a change of address with the post office so your bank and credit card statements can be sent to another address. The identity thief does this so you are not aware of the activity that is happening with your credit cards and bank accounts.

For an extra fee, you can even add your children to their service to help protect their identity. Identity thieves like to target children’s Social Security number s because the children, and their parents, do not monitor their credit histories regularly. An identity thief can quickly ruin a child’s credit rating before they are even old enough to get credit.

In addition, while you are a member using ProtectMyID's services, they offer a guarantee that they will cover any losses up to one million dollars if your identity is stolen. This money can be used to cover stolen money, lost wages, and legal fees.

ProtectMyID offers three components which are to detect identity theft, and protect you from identity theft and to resolve any issues should you become a victim of identity theft.

Detection Services

• Surveillance Alert Notifications - one thing that an identity thief will not tell you is that they are using your personal information. If ProtectMyID finds that your personal information has been compromised, they will alert you via email or text message. They will then help you to stop any damage from escalating. They monitor your personal information twenty-four hours a day, seven days a week, and three hundred sixty-five days a year.
• Creditor monitoring - you may be one of those that check your credit card statement each month for unauthorized charges but ProtectMyID does this for you each day. They are also looking for other types of fraud that can be much more dangerous. They look for the fifty leading indicators of identity theft which include everything from an application for a new loan to medical collection bills. Each one can pose a unique threat to your identity.
• Internet scan - when you have this service they will continually monitor a large number of online sources where compromised Social Security number, debit and credit card numbers and other personal data can be found, sold, or traded. By doing this it will help to reduce the potential exposure to identity theft.
• National Change of Address Monitoring - identity thieves can get a lot of personal and account information just from your monthly statements and bills. An identity thief might steal one piece or more of your mail just by filing a fraudulent change of address request with the post office. Every day ProtectMyID monitors the credit report and national levels for red flags that your address has been changed fraudulently.
• All clear surveillance alerts - t is important that you know that your identity might be at risk but it is also good to hear that everything is alright. For an entire, if your account is free of activity they will let you know with this type of alert.

Protection Services

• Lost wallet protection - if you should accidentally lose your wallet or left a credit card someplace, you do not need to panic. All you need to do is call ProtectMyID and ask to speak to an Identity Theft Resolution Agent. They will help you make the calls to cancel your credit card, and replace any cards you might have in the wallet you lost.
• Protection - ProtectMyID is part of Experian, which is a global brand in the identity protection service. Being part of this service, ProtectMyID not only can access your personal data securely but you also have the powerful identity protection from Experian.
• ChildSecure - children are fifty-one times more likely to become a victim of identity theft than any adult. As mentioned, ProtectMyID offers protection for your children. You will be alerted if a credit report is opened in your child’s name because minors should not have any type of credit activity.

Resolution Services

• Identity theft resolution - the agents that work with ProtectMyID are from the United States based Experian, who this service is part of. These agents are trained to help you from the beginning to the end to help you with a speedy recovery. They know how to contact the proper authorities, help you with the necessary paperwork, and any other vital steps that is necessary to take to restore your identity.
• One million dollar identity theft insurance - being a member you will automatically be eligible for this guarantee that has a zero dollar deductible. If you do become a victim of identity theft will enrolled in their services they will help you will certain costs

These are the three types of services that ProtectMyID offers for only nine dollars and ninety-five cents a month and for each child you want to enroll, it will cost you an additional six dollars ninety-five cents a month. Once you sign up you will automatically get one Experian credit report free. When you sign up, you can purchase credit reports at a discounted price from all three credit reporting agencies.

If you are not sure about signing up for ProtectMyID services, they are offering a 30-day Free trial for only one dollar so you can have the time to check out their services.

Enroll or learn more about ProtectMyID .