With identity theft becoming a growing threat for all Americans, the identity theft protection business has boomed. One of the newest companies to enter the identity theft protection game is LifeLock, which backs it’s claims up with a $1million total service guarantee. Now, that’s walking the talk!
The LifeLock system does all the usual things. It places a fraud alert on your credit files with the three major credit bureaus. The fraud alert requires that you must be contacted by the phone number you specify, to verify any new credit applications. The fraud alerts are only active for 90 days and then must be renewed, which LifeLock will do unless you notify them otherwise.
LifeLock will perform the necessary processes to request removal of your name from junk mail lists have your name removed from pre-approved credit offer lists, which reduces the risk of someone trying to use pre-approved credit card junk mail to steal your identity.
Child Protection Program
The Identities of children are now being stolen in the thousands. Thieves do target them because they know that no one really monitors Kids information. Cases have been reported that their Social Security Numbers have been stolen and they are usually not discovered until they apply for their first jobs. LifeLock also offers the only identity theft child protection program and for children under the age of 16 LifeLock offers protection for only $25 per year.
ISO Certification
LifeLock is the first consumer protection company to achieve ISO 27001 certification. This certification sets the standard and requirements for a top-rated information system. This is the highest standard for data handling and processing provided by the International Organization for Standardization.
Lost Your Wallet?
A lost or stolen wallet is a real headache and a major disaster waiting to happen in the way of identity theft. WalletLock is another of LifeLock’s benefits in that if your wallet ever goes missing or is stolen, Life Lock will contact each credit card, bank or document issuing company, cancel your accounts and complete all the paperwork and necessary steps to replace your lost cards and documents.
eReconTM
This is a new service introduced by LifeLock. What it does is patrols the Internet and monitors over 10,000 websites, bulletin boards and chat rooms that are frequent by identity thieves to illegally sell and trade identities. What Lifelock does is notify their member subscribers by phone if their information is found on these sites.
TrueAddressTM
Another new feature/service provided by LifeLock to their new and existing subscriber base. According to the United states Postal Service, 45 million change-of-address forms are filed annually and these forms are used by Identity thieves to obtain people's personal information. Subscriber's are notified by LifeLock everytime a new address information is associated with their name in address databases nationwide.
The key to protecting your identity is minimizing the head start available to the thieves. Most victims of identity theft don't realize it for many months, and after substantial damage has been caused to their credit and finances.
This is where LifeLock appears to standout above the rest. The focus on upfront prevention versus after the fact monitoring and recovery can give you substantial peace of mind knowing that your credit and your good credit standing that you worked so hard for are secure.
Then there’s that million dollar total service guarantee. If an identity is ever stolen while a LifeLock program membership is in effect, LifeLock will fix all issues arising from the theft and will reimburse any out of pocket expenses lost up to $1 million dollars.
Click here to enroll with LifeLock - use promo code Savings for your discounted price plus 30 days Free.